Amber from Crazy Little Projects shows how you can make this cute Valentine owl hand towel. The owl and ribbon trim are held down with fusible webbing, so you could get by with just ironing them down, but stitching them down would help make sure they stay in place through multiple washings. You could also use her owl template to make a cute t-shirt applique for your favorite little Valentine. Go to her blog for the template.
[photo from Crazy Little Projects]